Home Owners Insurance Coverage Info

Homeowner’s protects your dwelling and possession for replacement cost.
It gives you liability coverage for any one who is hurt on your property.
It provides away from your premises liability if you damage others property.
It gives coverage of your personal property while traveling up to 10% of the personal property limit, or if a child is in college.
It covers newly acquired property for a 30 day period with out notifying your agent.
Homeowners give you inflation guard coverage that helps keep your value up to current replacement value.
Protects building on the property use in conjunction with the dwelling maintenance.
It can a have a variety of endorsement to broaden coverage, give you scheduled property coverage for valuable items and higher limits of personal liability.

Home ownership is one of your biggest assets and special form homeowners insurance is the methods to protect your home.
Renters insurance include apartments, dwelling and mobile homes. You can protect your personal property with renter’s coverage.
Condominium owners have special needs and they are covered by a special form of homeowners insurance designed to provide specific condo coverage.

Talk with one of our experienced insurance agents about your particular situation.
Ask questions and get answers
Be sure and request multi-policy credits
Carry the highest deductible you can afford to lower premium
Ask for comparison quotes